:root {
  --ink: #0f1d2b;
  --mute: #566577;
  --line: #e2e8ef;
  --wash: #f5f8fb;
  --brand: #13795b;
  --brand-dark: #0e5f47;
  --brand-soft: #e8f5ef;
  --accent: #f2b33d;
  --navy: #0d2236;
  --card: #ffffff;
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body { margin: 0; background: #fff; color: var(--ink); font: 16px/1.65 "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; }
h1, h2, h3, .logo { font-family: "Plus Jakarta Sans", "Inter", -apple-system, "Segoe UI", sans-serif; }
a { color: var(--brand); }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 20px; }

/* header */
header.top { position: sticky; top: 0; z-index: 10; background: rgba(255, 255, 255, 0.96); backdrop-filter: blur(6px); border-bottom: 1px solid var(--line); }
header.top .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 70px; flex-wrap: wrap; }
.logo { display: inline-flex; align-items: center; gap: 10px; font-weight: 800; font-size: 20px; color: var(--ink); text-decoration: none; letter-spacing: -0.02em; }
.logo .mark { width: 34px; height: 34px; border-radius: 9px; background: var(--brand); display: grid; place-items: center; }
.logo span.b { color: var(--brand); }
nav { display: flex; align-items: center; gap: 22px; flex-wrap: wrap; }
nav a { color: var(--ink); text-decoration: none; font-weight: 600; font-size: 15px; }
nav a:hover { color: var(--brand); }
nav a.cta { background: var(--brand); color: #fff; padding: 9px 16px; border-radius: 8px; }
nav a.cta:hover { background: var(--brand-dark); color: #fff; }
.phone-link { font-weight: 700; color: var(--ink); text-decoration: none; white-space: nowrap; }

/* hero */
.hero { position: relative; background: radial-gradient(1200px 500px at 10% -10%, #1d4a6b 0%, transparent 60%), linear-gradient(160deg, var(--navy) 0%, #12324d 100%); color: #fff; padding: 72px 0 80px; overflow: hidden; }
.hero .wrap { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: start; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--accent); margin-bottom: 14px; }
.hero h1 { font-size: 50px; line-height: 1.08; margin: 0 0 18px; letter-spacing: -0.03em; }
.hero h1 em { font-style: normal; color: #7fe0bd; }
.hero p.lead { font-size: 19px; color: rgba(255, 255, 255, 0.82); margin: 0 0 26px; max-width: 560px; }
.checks { list-style: none; padding: 0; margin: 0 0 30px; display: grid; grid-template-columns: 1fr 1fr; gap: 10px 20px; max-width: 520px; }
.checks li { display: flex; align-items: center; gap: 10px; font-weight: 600; color: #fff; }
.checks svg { flex: none; }
.hero-call { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; color: rgba(255, 255, 255, 0.8); font-size: 15px; }
.hero-call a { color: #fff; font-weight: 800; font-size: 20px; text-decoration: none; }

/* form card */
.card { background: var(--card); color: var(--ink); border-radius: 16px; padding: 28px; box-shadow: 0 24px 60px rgba(4, 16, 28, 0.35); }
.card h2 { margin: 0 0 4px; font-size: 24px; letter-spacing: -0.02em; }
.card .sub { margin: 0 0 14px; color: var(--mute); font-size: 15px; }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
label.f { display: block; font-weight: 600; font-size: 14px; margin: 12px 0 5px; }
input[type=text], input[type=email], input[type=tel], textarea { width: 100%; padding: 12px 13px; border: 1px solid #cdd6e0; border-radius: 9px; font: inherit; font-size: 15px; background: #fbfcfd; color: var(--ink); transition: border-color 0.15s, box-shadow 0.15s; }
input:focus, textarea:focus { outline: none; border-color: var(--brand); box-shadow: 0 0 0 3px rgba(19, 121, 91, 0.15); background: #fff; }
textarea { min-height: 70px; resize: vertical; }
fieldset.sms { margin: 18px 0 0; padding: 14px 16px 16px; border: 2px solid var(--brand); border-radius: 12px; background: var(--brand-soft); }
fieldset.sms legend { padding: 0 6px; font-weight: 800; font-size: 15px; color: var(--ink); }
fieldset.sms legend em { font-style: normal; font-weight: 600; color: var(--brand); }
.sms-note { margin: 0 0 4px; font-size: 14px; color: var(--ink); }
.consent { display: flex; gap: 10px; align-items: flex-start; margin-top: 12px; font-size: 14px; line-height: 1.5; color: var(--ink); cursor: pointer; }
.consent input { margin-top: 3px; width: 18px; height: 18px; flex: none; accent-color: var(--brand); }
button.go { margin-top: 18px; width: 100%; padding: 15px; border: 0; border-radius: 10px; background: var(--brand); color: #fff; font: inherit; font-weight: 800; font-size: 17px; cursor: pointer; transition: background 0.15s, transform 0.05s; }
button.go:hover { background: var(--brand-dark); }
button.go:active { transform: translateY(1px); }
.fine { font-size: 12px; color: var(--mute); margin: 12px 0 0; }

/* trust strip */
.strip { background: #fff; border-bottom: 1px solid var(--line); }
.strip .wrap { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; padding-top: 22px; padding-bottom: 22px; }
.strip div { display: flex; align-items: center; gap: 12px; font-weight: 700; font-size: 15px; }
.strip .ic { width: 40px; height: 40px; border-radius: 10px; background: var(--brand-soft); display: grid; place-items: center; flex: none; }

/* sections */
section.band { padding: 76px 0; }
section.band.alt { background: var(--wash); }
.kicker { font-size: 13px; font-weight: 800; letter-spacing: 0.08em; text-transform: uppercase; color: var(--brand); margin: 0 0 8px; }
section.band h2 { font-size: 34px; line-height: 1.2; margin: 0 0 12px; letter-spacing: -0.02em; }
section.band .intro { color: var(--mute); font-size: 17px; margin: 0 0 36px; max-width: 640px; }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.step { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 26px; }
.step .num { width: 42px; height: 42px; border-radius: 50%; background: var(--brand); color: #fff; font-weight: 800; display: grid; place-items: center; margin-bottom: 14px; font-size: 17px; }
.step h3 { margin: 0 0 6px; font-size: 19px; }
.step p { margin: 0; color: var(--mute); font-size: 15px; }

.compare { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.compare > div { border-radius: 14px; padding: 26px; border: 1px solid var(--line); background: #fff; }
.compare > div.us { border: 2px solid var(--brand); }
.compare h3 { margin: 0 0 14px; font-size: 19px; }
.compare ul { list-style: none; padding: 0; margin: 0; }
.compare li { display: flex; gap: 10px; align-items: flex-start; padding: 8px 0; border-top: 1px solid var(--line); font-size: 15px; }
.compare li:first-child { border-top: 0; }
.compare li svg { flex: none; margin-top: 3px; }

.situations { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.situations div { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 18px 20px; font-weight: 700; display: flex; gap: 12px; align-items: center; }
.situations .dot { width: 10px; height: 10px; border-radius: 50%; background: var(--accent); flex: none; }

.faq details { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 16px 20px; margin-bottom: 12px; }
.faq summary { font-weight: 700; cursor: pointer; font-size: 16px; list-style: none; display: flex; justify-content: space-between; gap: 12px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--brand); font-weight: 800; font-size: 20px; line-height: 1; }
.faq details[open] summary::after { content: "\2212"; }
.faq details p { margin: 10px 0 0; color: var(--mute); }

.final { background: linear-gradient(160deg, var(--navy), #12324d); color: #fff; text-align: center; padding: 64px 0; }
.final h2 { font-size: 32px; margin: 0 0 10px; letter-spacing: -0.02em; }
.final p { color: rgba(255, 255, 255, 0.8); margin: 0 0 24px; font-size: 17px; }
.btn { display: inline-block; background: var(--accent); color: var(--navy); font-weight: 800; padding: 14px 26px; border-radius: 10px; text-decoration: none; font-size: 16px; }
.btn:hover { filter: brightness(1.05); }
.btn.ghost { background: transparent; color: #fff; border: 2px solid rgba(255, 255, 255, 0.5); margin-left: 10px; }

/* legal pages */
.doc { padding: 56px 0 72px; }
.doc .wrap { max-width: 800px; }
.doc h1 { font-size: 36px; margin: 0 0 6px; letter-spacing: -0.02em; }
.doc h2 { font-size: 21px; margin: 34px 0 8px; }
.doc .updated { color: var(--mute); font-size: 14px; margin: 0 0 24px; }
.doc li { margin: 5px 0; }

/* footer */
footer { background: var(--navy); color: rgba(255, 255, 255, 0.75); padding: 40px 0 28px; font-size: 14px; }
footer .cols { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 28px; }
footer h4 { color: #fff; margin: 0 0 10px; font-size: 15px; }
footer a { color: rgba(255, 255, 255, 0.85); text-decoration: none; display: block; margin: 4px 0; }
footer a:hover { color: #fff; text-decoration: underline; }
footer .legal { border-top: 1px solid rgba(255, 255, 255, 0.12); margin-top: 28px; padding-top: 18px; font-size: 13px; display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
footer .legal a { display: inline; margin: 0 0 0 16px; }

@media (max-width: 900px) {
  .hero { padding: 44px 0 56px; }
  .hero .wrap { grid-template-columns: 1fr; gap: 32px; }
  .hero h1 { font-size: 36px; }
  .strip .wrap { grid-template-columns: 1fr 1fr; }
  .steps, .situations { grid-template-columns: 1fr; }
  .compare { grid-template-columns: 1fr; }
  footer .cols { grid-template-columns: 1fr; }
  nav { gap: 14px; }
  nav a { font-size: 14px; }
  .phone-link { display: none; }
}
@media (max-width: 520px) {
  .checks { grid-template-columns: 1fr; }
  .row2 { grid-template-columns: 1fr; }
  .card { padding: 22px 18px; }
  section.band { padding: 56px 0; }
  section.band h2 { font-size: 27px; }
  .btn.ghost { margin: 12px 0 0; }
}